Wednesday, 5 November 2025
Across Poland’s leading residential developers, the third quarter of 2025 confirmed a clear revival in housing demand after a subdued start to the year. CIJ EUROPE’s review of company data and management statements indicates that the combination of interest rate cuts, improved mortgage availability, and strong underlying housing needs has restored confidence among both individual buyers and investors. Developers including Develia, Atal, Archicom, and Robyg reported quarter-on-quarter and year-on-year sales growth, while others such as Totalbud, Matexi Polska, and CTE Group noted sustained or rising customer traffic and stronger conversion rates.
Market recovery remains broad-based but uneven. Demand is most resilient in major cities such as Warsaw, Wrocław, Kraków, and Poznań, where developers are expanding both sales and PRS portfolios. A noticeable shift toward mortgage-financed purchases reflects the impact of lower borrowing costs, with banks again offering competitive margins around 1.7 per cent. At the same time, the new price-transparency regulations have slightly lengthened decision-making cycles but have not reduced overall activity.
From a supply perspective, developers are maintaining steady construction and delivery volumes, with several—such as Archicom and Develia—reporting record numbers of units handed over. Land acquisition for new housing and rental schemes is resuming, signalling renewed investor appetite.
While most companies acknowledge ongoing risks from the macro-political environment and post-pandemic inflation, the consensus across the sector points to a stabilising, confidence-driven market. CIJ EUROPE concludes that Poland’s residential sector has entered a phase of measured recovery, characterised by healthier financing conditions, gradual sales acceleration, and stronger investor engagement heading into 2026.
Source: CIJ EUROPE Analysis Team
