Tuesday, 24 March 2026
Real estate continues to be viewed as the most attractive investment option among Czech households, according to a recent survey conducted by IBRS for Golden Gate.
The survey found that 78% of respondents consider owning a house or apartment to be the most appealing form of investment, followed by land at 70%. Bank savings products ranked next, with 63% of respondents indicating a preference for savings accounts.
The results reflect a broader pattern in the Czech Republic, where households tend to favour tangible and lower-risk assets. Data from the Czech National Bank shows that property and bank deposits account for a significant share of household wealth.
Interest in precious metals was reported by 54% of respondents, while equities and bonds were cited by 45%. Mutual funds were selected by 42%, indicating a gradual increase in interest in financial market instruments, although participation remains relatively limited compared to Western European markets.
“The results confirm that Czechs are looking for tools in addition to traditional assets in a time of increased uncertainty, which help them better diversify their assets,” said Pavel Řihák, Customer Care Manager at Golden Gate.
At the same time, cryptocurrencies were mentioned by 22% of respondents, suggesting more cautious sentiment toward higher-risk assets. Supplementary pension savings recorded a slight decline in preference compared to previous surveys.
The findings highlight the continued dominance of real estate in Czech investment preferences, supported by a combination of cultural factors, perceived stability and long-term value. However, the data reflects stated preferences rather than actual portfolio allocations, which remain concentrated in property and deposits.
Source: CTK
