Wednesday, 29 October 2025
An amendment to Poland’s Development Act, which came into force in July 2025, introduces new transparency rules for residential property sales. For the first time, developers are obliged to publish full and up-to-date information about their projects, including prices per square metre, additional costs, and the history of price changes. These details must be available not only on company websites but also uploaded daily to a central register and made accessible via a public data portal.
The change responds to growing concerns about opaque pricing practices in Poland’s housing market. Until now, buyers often had to rely on advertisements, sales conversations, or incomplete prospectuses when making decisions. According to the Ministry of Development and Technology, the reform aims to “level the playing field” for individual buyers by providing a reliable tool for comparing offers and checking price history.
The amendment aligns with broader EU consumer protection measures, particularly the Omnibus Directive, which requires sellers, including real estate developers, to provide transparent information on price history and discounts. Together, the new rules limit the use of so-called “apparent reductions” – promotions that suggest price cuts where none exist – and provide buyers with a clearer basis for decision-making.
Market observers note that the new regulations will not resolve structural issues such as high housing prices, limited land availability, or the low creditworthiness of many Polish households. However, they reduce uncertainty and make the purchasing process more predictable. “For young buyers in particular, this means less guesswork and more confidence when committing to their first mortgage,” said analysts quoted by Property Forum【source: property-forum.eu】.
For the financial sector, the introduction of standardised, transparent data is expected to simplify mortgage simulations and client assessments. Banks and brokers will be able to prepare comparisons faster and with fewer discrepancies, while developers may benefit from more stable sales strategies over time.
For developers, the law introduces new reporting obligations but also opportunities. Companies that have already practised clear communication may gain a competitive advantage, while those relying on marketing gimmicks will face greater scrutiny. Transparency, analysts argue, could become a new form of market currency, helping rebuild trust between developers and buyers.
The amendment does not overhaul the market overnight, but it sets new expectations. Buyers gain access to reliable data, brokers and banks gain tools for clearer financial planning, and developers face pressure to compete on real value rather than information asymmetry. As Poland’s housing market continues to grapple with affordability challenges, the July 2025 reform is being described by policymakers as a “first step toward normalisation”.
